When using an ATM in a foreign country with a different currency, DECLINE the currency conversion.

Typically ATMs will give you an option to accept or decline the conversion rate and conversion fee (in addition to the ATM fee). The conversion rate is set by the ATM owner, and chances are it's higher than you would normally get if you let the processing network handle it.

When using an ATM in a foreign country with a different currency, DECLINE the currency conversion.
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